Don't screw over the millions of responsible people because of the irresponsibility of others

I fully realize that there are people in this world to whom stuff happens. I know that a downturn in the economy can hurt people. Also there are people who just plain make bad decisions in their finances such as taking out a mortgage that they can not really afford. There are others who are just plain irresponsible. Just because there are some people like that plus the unfortunate cases, does not mean that the rest of the citizenry need to pay for relief of their mortgages. There is no "mortgage crisis". There is only the end result of companies that wrote loans they should not have written and customers failing to meet the obligations they could not afford to meet to begin with.

Of course the nanny state believes it has to come to the aid of people who are going through tough economic times. Let us forget the fact that there is no such provision in the US Constitution that allows government backed loans for personal mortgages. How about common sense? How about the belief that if someone made a mistake, they it is their consequence to deal with, not that of everybody else?

I have written of this previously, but it still frosts my flakes that this garbage is still going on in the Congress.

From the Yahoo news page:

WASHINGTON - Hundreds of thousands of homeowners could get safe, cheaper loans rather than losing their homes under a massive election-year mortgage rescue that's drawing bipartisan support.

The housing aid package — on track for Senate passage as early as Thursday — is far from completed, however, with House leaders planning to rewrite key portions and the White House still threatening a veto.

The centerpiece of the plan would let the Federal Housing Administration back up to $300 billion in new loans to provide struggling homeowners with more affordable, fixed-rate mortgages. It allows lenders who agree to take a substantial loss on the mortgages to reclaim at least some money and avoid a costly foreclosure.

It is NOT the responsibility of the government to bail everybody out of their mortgages. It is not MY responsibility to help pay for someone else's housing. It is not the problem of the entire nation to foot the bill for a small portion of the populace. We are no longer a republic. We are a socialist state.

When you give away free stuff and free housing, people come out like cockroaches

I found this news story this morning. Hundreds of people were looking for a government hand out in Florida. People wanting to suckle off the government teat lined up for hours, some overnight, to get vouchers for housing assistance. Obviously, many, probably all of these people already had housing. Many have children. Most probably are on welfare and want more of a free ride.

Sadly, I know people like this personally. They are always waiting for the government or others to hand them cash, give them health care, give them housing, etc. Boca Raton, Florida nearly had a riot from people wanting something for nothing.

Watch the video clip on this web site and read the story. Obviously, the people standing in line are not starving. Many are rather plump. If they can not afford housing, then why are they pumping out babies that they can not afford? Why is it the government's responsibility to take care of them and their crumb crunchers? Why do MY tax dollars go to people who refuse to take care of their own selves, much less bring children into the world to have them supported by others?

I hate to sound harsh, but this is the reality. The situation in which these people find themselves is mostly self inflicted and we are expected to bail them out. Then, when the efforts are made to a reasonable extent, these same people whine about things not being fair. Sorry, but the government teat only has so much milk. Go suckle somewhere else.